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БАНКОВСКАЯ СИСТЕМА РОССИИ: ТЕНДЕНЦИИ И ПРОГНОЗЫ
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2020-04-17 11:08:58
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БАНКОВСКАЯ СИСТЕМА РОССИИ: ТЕНДЕНЦИИ И ПРОГНОЗЫ
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???±???°???°?µ?? ???° ???µ?±?? ?????????°?????µ, ?????? ?·?° ???µ???????µ ?????° ???µ???????° ?? ???µ???µ????-???°???°???????? ???µ???µ???°?»???????? ???????????µ ???µ?·???? (?±???»?µ?µ ???µ?? ???° 9%) ?????????°?????»?????? ???????»?? ?????»???°?»????. ?????»?? ???° 1 ???????°???? 2011 ???????° ???°?? ?±???»?? 367 ?????»???°?»????, ???? ???° 1 ???°?????° ??? ???¶?µ ?????µ???? 333. ???°?????? ???±???°?·????, ?·?° ?????° ???µ???????° ?????»?? ?????»???°?»???? ?? ???°???????? ???µ???µ???°?»???????? ???????????µ ???????·???»?°???? ?? 12.5% ???? 11.6% ?? ???±???µ?? ???????»?µ ?????»???°?»????. ?????¶???? ???????µ????????, ?????? ???°?????????µ?????? ?????µ ???µ?????????? ?? ???°???????? ???????????µ ?????????µ?????????????????????°?»?? ?·?°???µ???????µ ???????¶?µ?????µ ???????»?° ?????»???°?»????. ???????? ?? ???µ?»???? ???????»?? ???????????????? ???????????? ?±?°???????? ?? ???µ???µ????-???°???°???????? ???µ???µ???°?»???????? ???????????µ ?? ???°???°?»?µ 2011 ???????° ???????»??.
? ???????????? 4
? ?µ?????????°?»?????°?? ?????????????????° ?±?°???????? ???° 1 ???°?????° 2011 ???????°
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
8
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
? ???????????? 5
? ?µ?????????°?»?????°?? ?????????????????° ?????»???°?»???? ?±?°???????? ???° 1 ???°?????° 2011 ???????°
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
???°?±?»?????° 4
???????°???????° ???????»?° ?±?°???????? ?? ???µ?????????°?»???????? ???°?·???µ?·?µ
? ?µ??????????
?§?????»?? ?±?°????????
???° 1 ???°?????°
2011 ??.
?????????????? ?·?° ?§?????»?? ?±?°????????
?????????????? ?·?° ???????°????- ???° 1 ???????°????
2010 ??. ???µ?????°?»?? 2011 ??. 2011 ??.
?§?????»?? ?±?°????????
???° 1 ???????°????
2010 ??.
?¦?µ???????°?»???????? ?¤??
583
-0.3% 591 -2.2%
598
???µ???µ????-???°???°???????? ?¤??
71
0.0% 71 -5.3%
75
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103
-1.0% 106 -8.0%
113
???????????»?¶???????? ?¤??
118
0.0% 118 -5.6%
125
?????°?»?????????? ?¤??
51
0.0% 53 -5.6%
54
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57
1.8% 57 -9.7%
62
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27
0.0% 27 -12.9%
31
??. ???????????°
512
-0.4% 520 -1.5%
522
????????????????: ?¦?? ? ?¤, ???°?????µ????
? ????-?????°?»?????????°
???????°???????° ???????»?° ?????»???°?»???? ?±?°???????? ?? ???µ?????????°?»???????? ???°?·???µ?·?µ
???°?±?»?????° 5
? ?µ??????????
?§?????»?? ?????????????? ?·?° ?????»???°?»???? ???° 1 ???????°????-???°?????° 2011 ??. ???µ?????°?»?? 2011 ??.
?§?????»?? ?????»???°?»???? ???° 1 ???????°???? 2011 ??.
?????????????? ?·?° 2010 ??.
?§?????»??
?????»???°?»???? ???°
1 ???????°???? 2010 ??.
?¦?µ???????°?»???????? ?¤??
596
-1.2%
619
-2.6%
687
???µ???µ????-???°???°???????? ?¤??
333
-9.3%
373
-1.6%
386
?®?¶?????? ?¤??
481
0.4%
475
0.8%
484
???????????»?¶???????? ?¤??
629
0.2%
635
-1.1%
694
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336
0.0%
344
-2.3%
366
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359
-1.9%
365
0.3%
394
???°?»?????µ?????????????????? ?¤??
146
-0.7%
148
-0.7%
172
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145
0.0%
148
-2.0%
163
????????????????: ?¦?? ? ?¤, ???°?????µ????
? ????-?????°?»?????????°
9
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
???°?±?»?????° 6
???????°???????° ???????»?° ???????µ?»?µ?????? ?±?°???????? ?? ???µ?????????°?»???????? ???°?·???µ?·?µ
? ?µ??????????
?§?????»??
???????µ?»?µ?????? ???° 1
???°?????° 2011 ??.
?????????????? ?·?°
???????°????-
???µ?????°?»?? 2011 ??.
?§?????»?? ?????????????? ?·?° ???????µ?»?µ?????? ???° 1 8 ???µ???????µ?? ???????°???? 2011 ??. 2010 ??.
?§?????»??
???????µ?»?µ?????? ???° 1
???°?? 2010 ??.
?¦?µ???????°?»???????? ?¤??
12375
-0.1%
12391 1.7%
12179
???µ???µ????-???°???°???????? ?¤??
3984
0.6%
3960 1.3%
3911
?®?¶?????? ?¤??
5170
0.5%
5145 1.2%
5082
???????????»?¶???????? ?¤??
10144
0.3%
10112 0.1%
10103
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3561
0.5%
3545 -0.1%
3550
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5440
1.3%
5371 -0.2%
5384
???°?»?????µ?????????????????? ?¤??
1772
0.8%
1758 -0.7%
1771
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4898
0.0%
4900 2.4%
4784
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
3. ?¤???????????????« ?? ???????????????????? ???????????????????? ?????????????«
3.1. ???????????? ?±?°?????? ?????????? ?????????µ???? ? ??????????, ???± ???µ?? ?? ???????°???????°
?? ???????°???µ 2011 ???????° ?°?????????? ???????????????????? ?±?°???????? ???????·???»?????? ???° 1.8%. ???????»?? ?·???°???????µ?»?????????? ???????¶?µ?????? ???µ ???°?±?»?????°?»?????? ?? ???°?? 2009 ???????°. ???°?????? ???±???°?·?°??, ?????µ?????°?»?°???? ???µ?????µ???????? ?? ???µ?????µ?????????????? ?????????? ?°????????????, ???°?±?»?????°?????°?????? ???????»?µ???????µ ???µ???????? ???µ???????µ??. ?? ???µ?»???? ?????? ?????????µ???µ?»???????????µ?? ?? ???µ???????????????????????? ?????????° ?? ???????????????????? ?±?°???????????????? ?????????µ???µ. ?????? ???????? ?? ???µ?????°?»?µ ???????? ?°???????????? ?????·???±?????????»????, ?????? ?????·?????»???»?? ???????????°???? ???????µ???? ???????°????. ???? ?????µ?????°???????µ?»???????? ???°????????, ?? ???µ?????°?»?µ ?°?????????? ???????????????????? ?±?°???????? ???????????»?? ???° 1.8-2%,
?? ???µ?»???? ???? ?????????°?? 2011 ???????° ?????????µ?????? «? ????-?????°?»?????????°» ???¶?????°???? ???????? ?°???????????? ?±?°?????????????????? ???µ?????????° ???° ???????????µ 14-22%, ?????? ?·???°???????µ?»?????? ?±???»?????µ, ???µ?? ???? ?????????°?? 2009 ?? 2010 ??????????. ???? ???????????? ?????? ?????°???µ?? ???µ?·???»?????°?????? ?????µ?»?????µ?????? ?????????????????°?????? ?·?° ?????µ?? ?????µ???????? ?????·?????µ???????? ?»????.
? ???????????? 6
???±???µ?? ?°???????????? ?? ?±?°???????????????? ?????????µ???µ ? ??????????
250 220 190 160 130 100
1.1.081.4.081.7.081.10.081.1.091.4.091.7.091.10.091.1.101.4.101.7.101.10.101.1.111.2.11 1.1.12
(?????????????·)
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
? ???????????? 7
?????????????? ?°???????????? (1 ???????°???? 2007 ???????° = 100)
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
11
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
? ???????????? 8
???µ?????? ?????????° ?°????????????
2007 ??. ??? 2008 ??. ?? 2009 ??. ?? 2010 ??. )1( 2011 ??.
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
???????»?°?????? ???????µ?????? ???????°???µ?????? ???°?·?????????? ?±?°?????????????????? ???µ?????????° ? ?????????? ???° ???µ???????? ???? 2015 ???????°, ???????????µ?????µ ?°???????????? ???????????????????? ?±?°???????? ?? ?????? ?? 2016 ???????? ?????µ?????????? 90% (???»?? ?????°?????µ??????, ???° 1 ???????°???? 2011 ???????° ?????? ???????????µ?????µ ?????????°???»???»?? ?????????????° 75%). ???°???????? ?????????????· ???????»???µ ???µ?°?»???????????µ??, ???µ???? ?·?° ???????»?µ???????µ 10 ?»?µ?? ???°???????µ ???????????µ?????µ ?? ?????µ?????µ?? ???????»?? ???° 4-5 ?????????µ?????????? ???????????° ?? ??????, ??, ???°?????? ???±???°?·????, ?±?µ?· ?????????? ?·???°???????µ?»???????? ?????????????µ?????? ?????¶???? ???¶?????°???? ???????????µ?????µ ?°???????????? ???????????????????? ?±?°???????? ?? ?????? ?? 2016 ???????? ???° ???????????µ 90-100%. ???? ???????????? ???????????? ???°?·?????????? ?? ???°?·???????°???????????? ???????°???°?? ???°???????µ ???????????????µ?????µ ?????????°???»???µ?? 200-400%.
???????°???°???»?????°?????? ???° ???µ?????????°?»???????? ?????????????????µ ?°???????????? ?±?°????????, ?????????? ???????µ????????, ?????? ?? ???????°???µ ???????????? ???µ?·???»?????°?? ?????????µ?????????????????????°?»?? ?±?°?????? ?????±??????????????, ???µ???µ????-???°?????°?·?????????? ?? ?®?¶???????? ???µ???µ???°?»?????????? ??????????????. ?????»???¶?????µ?»???????? ???????°???????? ?????? ???????? ?????????µ?????????????????????°?»?? ?±?°?????? ?????°?»???????????? ?? ???°?»?????µ???????????????????? ???µ???µ???°?»???????? ??????????????.
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???°?±?»?????° 7
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???µ?????°?»?? 2011 ???????°,
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???????°???? 2011 ???????°,
???»????. ?????±.
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28853
29404
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1373
1389
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169
174
-3.0%
???µ???µ????-???°?????°?·???????? ?¤??
53
56
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1116
1117
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764
760
0.5%
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570
596
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311
309
0.6%
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12
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
3.2. ?????????????????° ?°???????????? ?±?°???????????????? ?????????µ????
???????°???? ?? ?????»?? ???µ?·?????????????? ???°???°?????µ?????·?????°?»???? ?·???°???????µ?»?????????? ???·???µ???µ?????????? ?? ?????????????????µ ?°???????????? ???????????????????? ?±?°????????. ???°?? ?????µ?????°, ?? ???????°???µ ???µ?·???? ???????·???»?°???? ?????»?? ?»???????????????? ?°???????????? (?????µ?????????° ?? ?¦??, ???° ???????????µ???°?? ?? ???µ???µ?¶?????µ ?????µ?????????°), ???? ?°?±?????»?????????? ???±???µ?? ?»???????????????????? ???°?????????»???? ???° ?????????????? ???????????µ. ?????»?? ???° ?????µ?????????° ?? ?¦??, ???° ???????????µ???°?? ?? ???µ???µ?¶?????µ ?????µ?????????° ???° 1 ???????°???? ?????????°?????? ???????????????»?????? 10.6% ?????µ?? ?°????????????, ???? ???° 1 ???µ?????°?»?? ??? ?????µ???? 9.0%. ???? ?????????? ???????µ????????, ?????? ???????¶?µ?????µ ?????»?? ?»???????????????? ?°???????????? ?? ???µ???????? ???µ???????°?? ?????????»???? ?»?µ?? ?±???»?? ?±???»?µ?µ ?·???°???????µ?»???????? (?? 2010 ???????? 2.9 ?????????µ?????????? ???????????°, ?° ?? 2008 ???????? ??? 1.8 ?????????µ?????????? ???????????°). ???°?????? ???±???°?·????, ???·?±???????? ?»????????????????????, ?????????????? ???±???????? ???°?????°???????°?µ?????? ?? ???°???°?»?? ???µ?????°?»??, ?? ???????? ???????? ???°?±?»?????°?µ?????? ?? ?? ???µ?????°?»?µ, ?? ???°?¶?µ ?? ???°?????µ.
?????µ?????µ ?? ?????????°???µ?????µ?? ?????»?µ?? ?»???????????????? ?°???????????? ?? ???????°???µ 2011 ???????° ?·?°???µ?????? ???????????»?? ?????»?? ???µ???????? ?±?????°?? ?? ???????????????? ???????????µ?»?? ?? ?°?????????°??. ???? ?°?±?????»?????????? ???±???µ?? ?????°?????????µ?????? ???µ ???·???µ?????»????, ?° ???·???µ???µ?????µ ?????»?? ?±???»?? ?????·???°???? ?????????°???µ?????µ?? ???????????? ?????????????µ???????? ?°????????????.
???°?±?»?????° 8
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1 ???µ?????°?»?? 2011 ???????°
1 ???????°???? 2011 ???????°
???·???µ???µ?????µ ??
???????°???µ 2011
???????° ?? ??.??.
1 ???µ?????°?»?? 2010 ???????°
1 ???????°???? 2010 ???????°
1 ???????°???? 2009 ???????°
???µ???µ?¶?????µ ?????µ?????????°, ?????°???????µ???????µ ???µ???°?»?»?? ?? ???°??????
2.3%
2.7%
-0.4
2.2%
2.7%
3.0%
?????µ???° ?? ???°?????µ ? ??????????
4.4%
5.4%
-1.0
3.7%
6.0%
7.4%
?????????µ???????????µ???????????µ ?????µ???° ?? ?±?°?????°??
2.3%
2.5%
-0.2
2.8%
2.9%
4.4%
?¦?µ???????µ ?±?????°????, ?????????±???µ???µ???????µ ?±?°?????°????
17.6%
17.2%
0.4
15.9%
14.6%
8.4%
?????µ???????? ?? ???????????µ ??????????
66.6%
65.6%
1.0
68.8%
67.5%
71.2%
???????????????µ ?????µ?????????°, ???µ???°???µ?????°?»???????µ ?°??????????
2.6%
2.6%
0.0
2.7%
2.7%
1.9%
???????????µ ?°??????????
4.2%
4.0%
0.2
3.9%
3.6%
3.7%
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
? ???????????? 9
?????????????????°
?°???????????? ???° 1 ???µ?????°?»?? 2011 ???????°
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
13
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?µ?????? ?????????????????µ???????? ???????»?µ???????°??????
3.3. ???°???????????????µ ?????µ???????????°?????µ
???????°???? 2011 ???????°, ???°?? ?? ???µ???°?±???? 2010 ???????°, ???????µ???°?»???? ???????¶?µ?????µ?? ?????µ?????????????? ???????????µ?»?? ???????????????????? ?±?°????????. ?????????°???µ?????µ ?? ???????°???µ ?±???»?? ???µ?±???»???????? ??? ?????µ???? ???° 56 ???»????. ?????±. ???»?? 0.3%. ?????µ ?????? ?????¶???? ?±???»?? ?±?? ???????µ???????µ???????????°???? ???°?? ?????µ?????¶?????? ?????????°?», ?????????µ???µ?»?????????????????? ?? ???°???°?»?µ ?????µ???µ?????????? ?????µ?????????????? ???¶?°??????, ???? ???° ???°?????? ???µ?»?µ ???µ?°?»?????????? ???µ?????????° ?????? ?????????°???µ?????µ ???µ ???????????»??????. ???°?? ???????°?·?????°???? ???µ?·???»?????°???? ???????»?µ???????°?????? «? ????-?????°?»?????????°», ???? ???????????? ?????????? ???µ???°?±???? 2010 ???????° ?? ???????°???? 2011 ???????° ???±?????????????????? ?????µ???????µ?????µ?? ?°?????????????????? ???° ?????????µ ??????, ?? ???? ?????µ???? ???°?? ?????µ???????????°?????µ ?????µ???????????????? ?? ?????·?????µ???????? ?»???? ???????????»?¶?°?»??????.
?????????°???µ?????µ ???µ?¶?±?°?????????????????? ?????µ???????????°??????, ?? ???????? ?????µ???µ????, ?????»???µ?????? ???»?µ???????????µ?? ?????????° ?»???????????????????? ???° ?????????µ ??? ?????µ ?±???»?????µ?µ ???????»?? ?±?°???????? ???µ???µ?????°?µ?? ???????????????°???? ?????????µ?±?????????? ?? ?????µ?????????°?? ???»?? ?????????µ???¶?°?????? ?»????????????????????, ?????????????µ, ???°?? ?????°?????»??, ?????????»?µ???°???????? ?? ?????????° ??????. ?? ???????????? ??????????????, ???????? ???µ?????·?????????? ?????°?????? ???? ?????µ???°???????? ?¦?? ? ?¤ ???µ?»?°?µ?? ???????????????? ???°?·???µ???µ?????µ ?????µ???????? ?????µ?????? ?? ?¦?? ? ?¤, ?° ???µ ?? ???????????? ?±?°?????°??.
? ???????????? 10
???µ?????? ?????????° ?????µ?????????????? ???????????µ?»??
?????»?? ???????????? ???µ???????±???? ?????????±???? ???????±???? ???µ???°?±???? ?? 2009 ??????
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
? ???????????? 11
?????????????? ?????µ?????????????? ???????????µ?»?? (1 ???????°???? 2007 ???????° = 100)
14
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
? ???????????? 12
???±???µ?? ?????µ?????????????? ???????????µ?»?? ?? ?±?°???????????????? ?????????µ???µ ? ??????????
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
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301.5660
675.78 697.13486.62
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641.57 645.86451.92
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556.96 567.30330.01
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363.13 359.25232.70
51.21100
348.80 351.66251.66
36.39110
331.77 316.37129.19
48.57121
266.49 252.11
149.24
48.66
13
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254.15 264.39
157.51
32.98
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251.22
248.25
197.22
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18
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3.36% 3.94%
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544
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4.24%
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23
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
???µ?»?????°?? ?°?????????????????? ???????¶?°?µ??????. ?? ???µ?????°?»?µ, ???? ?????µ???°???????????? ???°???????? ?¦?? ? ?¤, ???µ?????·?????? ???????°?·?°?»?? ?????????????????µ?????????? ???????? ???????»?µ ???????¶?µ?????? ???° 0.9% ?? ???????°???µ. ?? ???µ?»???? ???µ?? ?????????µ??????, ?????? ???????? ?????µ???????? ???»???µ???????? ???????????»?¶????????, ?? ???µ???? ???????????? ?? ???? ???µ?????°??. ???? ?????µ?????? ???????µ?????????° ???µ???°?????°???µ?????° ?»?????µ???·?????????°?????? ???µ?????µ?»???????????? ?? ???????°?????????????? ???·???????????»?µ?????? ?????µ???????????? ???????°?????·?°?????? ?¦?? ???????°???»?° ???????????°, ?????»?°???? ???°???µ?»?µ?????? ?? ?±?°?????°?? ? ?¤ ?????????? ?????µ???????????? 10 ?????»??. ?????±. ???¶?µ ?? ?°?????µ?»?µ 2011 ???????° (???»?? ?????°?????µ??????, ???° 1 ???µ?????°?»?? ?????? ???°???????»?????? 9.73 ?????»??. ?????±.). ?? ???µ?»???? ???° 2011 ?????? ?????¶???? ???¶?????°???? ???????? ???±???µ???° ?????µ???????? ?????·?????µ???????? ?»???? ?? ?±?°?????°?? ???° 25-30%.
???°?±?»?????° 11
?????????????????° ???°????????????
? ?µ??????????
1 ???µ?????°?»?? 2011 ???????°
1 ???????°???? 2011 ???????°
???·???µ???µ?????µ ??
???????°???µ 2011
???????° ?? ??.??.
1 ???µ?????°?»?? 2010 ???????°
1 ???????°???? 2010 ???????°
1 ???????°???? 2009 ???????°
?¤???????? ?? ???????±???»?? ?±?°????????
13.3%
12.8%
0.5
13.1%
12.8%
11.1%
?????µ?????????°, ?????»?????µ???????µ ???? ???°?????° ? ??????????
1.0%
1.0%
0.0
3.9%
4.8%
12.0%
?????µ?????????° ???????°?????·?°?????? ???° ???°?????µ????????, ???µ?????????? ?? ???????????? ?????µ???°??
14.9%
14.3%
0.6
13.8%
13.1%
12.6%
???µ?????·?????? ?????????????µ???????? ?»????
16.4%
17.9%
-1.5
17.5%
18.6%
17.6%
?????µ?????????° ???° ?????µ???°?? ?????·?????µ???????? ?»????
29.3%
29.0%
0.3
25.7%
25.4%
21.1%
???????????µ???????µ ?????»?????????µ ???±???·?°???µ?»?????????°
3.9%
4.0%
-0.1
4.0%
3.9%
4.0%
?????µ????????, ???µ?????·?????? ?? ???????µ ?????µ?????????°, ?????»?????µ???????µ ???? ???????????? ?±?°????????
10.9%
11.1%
-0.2
10.8%
10.6%
13.0%
???????????µ ???°??????????
10.2%
9.9%
0.3
11.2%
10.8%
8.6%
?????????????????° ???°???????????? ???° 1 ???µ?????°?»?? 2011 ???????°
24
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
?????????? ???· ???°?¶?????? ???µ?????µ???????? ???????»?µ???????? ???µ???????µ?? ?????°?»?? ?????????°???µ?????µ ???µ?????·???????? ?????????????µ???????? ?»????, ?????? ?????¶?µ?? ?????????µ???µ?»?????????????°???? ?? ?????·?????????µ?? ?????????µ?±?????????? ?? ???±?????????????? ?????µ?????????°??.
???????µ?»?????? ?????????? ???????µ????????, ?????? ?? 30 ???????????µ???????? ?±?°???????? ? ?????????? ?? ???????°???µ 2011 ???????° ???°?±?»?????°?»?????? ???????µ???????µ???????µ ?????????°???µ?????µ ?????µ???????? ???»???µ????????. ?????»?? ???° 1 ???????°???? 2011 ???????° ?????µ?????????° ???»???µ???????? ?????????°???»???»?? 15.87 ?????»??. ?????±., ???? ???° 1 ???µ?????°?»?? 2011 ???????° - ???¶?µ 15.39 ?????»??. ?????±. ???°?????? ???±???°?·????, ?·?° ???????? ???µ?????? ???»???µ?????? ?·?°?±???°?»?? ???· ???????????µ???????? ?±?°???????? ???????°???? ?????????? 400 ???»????. ?????±., ?????? ?????????°???»???µ?? ?±???»?µ?µ 3% ???? ?????µ???? ???±???µ???° ?????µ???????? ???»???µ????????. ???»?? ?????°?????µ??????, ?? 2010 ???????? ?? ?????µ?????µ?? ?·?° ???µ?????? ???±???µ?? ?????µ???????? ???»???µ???????? ?????µ?»?????????°?»???? ???° 260 ???»????. ?????±. ?? ???????°???µ 2010 ???????°, ?????????° ?????????°?????? ?? ? ?????????? ?? ?? ???????µ ?±???»?° ???µ???µ?µ ?????°?±???»????????, ???°???¶?µ ???°?±?»?????°?»???? ?????????? ?????µ???????? ???»???µ???????? ?? ???????????µ???????? ?±?°????????, ???? ???? ?????????°?????» ?????µ???? 86 ???»????. ?????±. ???»?? 0.7%.
???????»?? ???°?·?????°???????????°???????? ???µ?·???»?????°?? ???????????µ???????? ?±?°???????? ???????????°???????????µ?? ?? ???µ?·???»?????°???°???? ?????µ???????? ?? ???µ?±???»???????? ?±?°????????. ???? ???°?????µ???°?? ?????????µ???????? «? ????-?????°?»?????????°», ?? ?±?°????????, ?·?°???????°???????? ???? ?°?????????°?? ???µ?????° ?? 31 ???? 200, ?????µ?????????° ???»???µ???????? ?? ???????°???µ 2011 ???????° ?????????°?????»?????? ?????µ???? ???° 8 ???»????. ?????±. ???»?? 0.3% ???? ???±???µ???° ?????µ???????? ???? ???»???µ???????? ???????????? 3% ?? 30 ???????????µ???????? ?±?°????????. ???????????? ???µ?·???»?????°?? ?? ?????µ???????? ?±?°???????? ???? ?????°?????µ?????? ?? ???????????µ?????????? ?±???» ?????????????????? ?·?° ?????µ?? ?????????° ?????µ???????? ?????·?????µ???????? ?»????. ?? ?????µ???????? ?±?°???????? ?·?° ???µ?????? ?????»?°???? ?????·?????µ???????? ?»???? ???????????»?? ???° 22 ???»????. ?????±. (???????? ???° 1.3%), ?° ?? ???????????µ???????? ?±?°????????, ???°????????????, ?????????°?????»?????? ???° 128 ???»????. ?????±. (-1.7%).
???? ?????µ?????? ?????????µ???????? «? ????-?????°?»?????????°», ???? ???????????? ?±???»?µ?µ ???????µ???????µ???????? ?????????? ?????µ???????? ???»???µ???????? ?? ???????????µ???????? ?±?°???????? ???????·?°?? ?? ???µ???µ?µ ?°?????µ?????????????? ???????°???µ?????µ?? ?????????»?µ???µ?????? ?????µ???????? ??, ???????????µ?????????µ??????, ?? ?±???»?µ?µ ?????·???????? ?????°?????°????, ?????µ???»?°???°?µ???????? ???»???µ?????°??. ???° ???????µ ?????°?±???»???·?°?????? ?????????°?????? ?? ?????????????????µ ???°???????? ???°???µ?¶??????????, ?????????????? ???°???µ ?????µ???? ?°???????????????????? ?? ???????????µ?????????? ?±?°?????°????, ???»?? ???????????? ???»???µ???????? ?????????µ???µ?????? ?????°?????????????? ???µ ???????»?? ?°???????°?»????????, ??, ???????????µ?????????µ??????, ?????µ???????µ ?? ???µ?±???»???????µ ?±?°??????, ?????µ???»?°???°?? ?±???»???????? ???????????????????? ???? ???µ?????·?????°??, ?????????? ?????????????????????°???? ?? ???????°?·???? ?±???»?µ?µ ???????????????? ???????????°???? ?±?°?????????????????? ?????????°.
3.5. ???°???????°?» ???????????????????? ?±?°????????
?? ???????°???µ 2011 ???????° ???°???????°?» ?±?°???????? ???µ ???·???µ?????»????, ?????? ?? ???µ?»???? ?????»?°???????°?µ?????? ?? ???µ?????µ???????? 2010 ???????°. ???? ?????????°?? ???????° ?????±???????µ???????? ???°???????°?» ?±?°???????? ?????????? ?????µ???? ???° 2.4% (???»?? ?????°?????µ??????, 2009 ???????? ?µ???? ???????? ?????????°?????» 21.2%), ?° ???????°???????? ???°???????°?» ???????±???µ ?????????µ?????????????????????°?» ???????¶?µ?????µ ???? ?????????°?? 2010 ???????° ???° 4.7%. ???»?°?±???? ???????? ?????±???????µ?????????? ???°???????°?»?° ???????µ???µ?»???µ?????? ???µ??, ?????? ???°???????°?»???·?????????°???????????? ?±?°???????? ???°?????????????? ???° ?????µ???? ?????????????? ???????????µ. ?? ???????? ???????·?? ?????? ?±?°???????? ???°?¶?µ
25
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
???±?????????»?? ?? ?·???°???????µ?»???????? ???????????µ?????°??, ?????µ???????°???????? ???????±???»?? ???? ?????????°?? ???????°. ???°?????????µ??, ?????¤-?±?°???? ???°?????°?????» ???° ???????????µ?????? 13.2 ???»????. ?????±. (?? 1.5 ???°?·?° ?±???»?????µ ???????±???»?? ?·?° 2010 ??.). ??? ?? ?????? ???????? ???°?????°?????? ???° ???????????µ?????? 9 ???»????. ?????±. (???????±???»?? ???? ?????????°?? 2010 ???????° ?? ?????? ???°?·?° ???µ???????µ) ???? ?µ?????? ???µ?????????????µ ?±?°?????? ???µ???????? ?°???????????µ???°?? ???°?????? «???µ???°?±?????°?????µ????» ???°???????°?»?°.
? ???????????? 18
?????????????? ?????±???????µ?????????? ???°???????°?»?° (1 ???????°???? 2007 ???????° = 100)
? ?µ??????????
1 ???µ?????°?»?? 2011 ???????°
?????????????? ?? 1 ???????°????
???????°???µ 2011 2010 ???????°
???????°, %
?????????????? ?? 2010 ????????, %
?????????????? ??
2009 ????????,
%
?????????????? ??
2008 ????????,
%
?????±???????µ???????? ???°???????°?», ???»????. ?????±.
4732
4732 0.0%
2.4%
21.2%
42.7%
???????°???????? ???°???????°?», ???»????. ?????±.
1189
1186 0.3%
-4.7%
41.2%
20.4%
????????????, ???»????. ?????±.
33207
33805 -1.8%
14.9%
5.0%
39.2%
????????
????????: ?¦?? ? ?¤,
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-?????°?»?????????°
?????????°???????????????? ???°???????°?»?° ?? ?±?°???????????????? ?????????µ???µ ???° 1 ???µ?????°?»?? ?????????°?????»?° 18.0%, ?????? ???° 0.1 ?????????µ???????????? ???????????° ???µ???????µ, ???µ?? ???° 1 ???????°???? 2011 ???????°. ?????? ???µ???????µ?? ?????????°???????µ ?????????°???????????????? ?? 10% ?????????? ???????????°???????µ ?????µ???????µ?????µ ?????????°???????° ?? ???°???°?»?µ 2011 ???????° ?????????????? ?? ???????????µ?? ?????????°?????? ?? ?????????°?????????????????? ???°???????°?»?° ?? ?±?°???????????????? ?????????µ???µ ? ??????????.
???°?±?»?????° 13
?????????°???????????????? ?????±???????µ?????????? ???°???????°?»?°
1 ???µ?????°?»?? 2011 ???????° 1 ???????°???? 2011 ???????°
?????µ???????? ?????????°???????????????? ???°???????°?»?° ???? ???????°???µ
18.0% 18.1%
???µ?????°?????°?? ?????????°???????????????? ???°???????°?»?° ???? ???????°???µ
25% 25%
?§?????»?? ?±?°???????? ?? ?????????°?????????????????? ???µ???????µ 12%
45 42
?§?????»?? ?±?°???????? ?? ???°???????°?»???? ???µ???????µ 180 ???»??. ?????±.
179 176
????????????????: ?¦?? ? ?¤, ???°?????µ???? ? ????-?????°?»?????????°
26
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
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?? ?±?°???????????????? ?????????µ???µ ???°?????????????°?µ?????? ?±???»?µ?µ 200 ?±?°????????, ?????????????? ???µ???±???????????° ???????°???????°?»???·?°??????. ???· ?????? ?????????? 50 ?±?°?????°?? ??? ?? ?????»?? ???µ???????????????? ?·???°???µ?????? ?????????°???????° ?????????°???????????????? ???°???????°?»?°. ?????µ ?±???»?µ?µ 150 ?±?°???????? ?????¶???°???????? ?? ???????°???????°?»???·?°?????? ?? ?????»?? ???µ?±???»?????????? ???°?·???µ???° ?????±???????µ?????????? ???°???????°?»?° (?? 1 ???????°???? 2012 ???????° ???????????°?»???????? ?????±???????µ???????? ???°???????°?» ?? ?±?°?????° ?????»?¶?µ?? ?±?????? ?±???»?????µ 180 ???»??. ?????±.).
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524.16
0.096 1153.16 0.096
2
337.60
1.648
351.91
1.652
3
274.55
2.169 198.28 2.166
4
248.89
0.096
265.00
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27
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0.098 0.860 1.344
186.20 205.43 160.51
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38.477 539.526 29.521 26.117 149.527 1271.156 26.204 141.330 70.105 57.965 78.554 22.515 18.995 48.503 19.364 11.150 34.740 37.496 10.154 8.986 54.115 42.136 14.937 11.970
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0.220
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10.79
5.769
882
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10.69
9.687
883
?????? "???? ?¤?????°???? ???°????"
10.49
1.226
884
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10.38
0.217
885
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10.36
0.570
886
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10.28
0.255
887
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10.26
0.470
888
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10.15
0.878
889
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10.14
0.759
3.6. ?????????????????????? ?? ?±?°???????????????? ?????????µ???µ ? ??????????
???° 1 ???µ?????°?»?? 2011 ???????° ?? ?±?°???????????????? ?????????µ???µ ? ?????????? ?????????°?????µ?????? ?·???°???????µ?»???????? ???·?±???????? ?»????????????????????. ?? ?µ???»?? ???° 1 ???????°???? 2011 ???????° ?·???°???????µ?»???????? ???·?±???????? ?»???????????????????? ?????»???µ?????? ?????????°?»???????? ?????»?µ?????µ??,
28
?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
?©0 ? ?????????????????? ? ????-?????°?»?????????° / ?¦?????? ?????????????????µ???????? ???????»?µ???????°??????
?????? ???????·?°?????? ?? ???µ?·???????????????? ???µ???µ?¶???????? ???±???°???µ?????? ?? ???????°???µ, ???? ?? ?????µ?????????????µ ???????? ?? ???°???°?»?? ???µ?????°?»??, ???°?? ?????°?????»??, ?»???????????????????? ?????????°?»???·?????????°?»?°????. ?? ???µ???????µ?? ???????? ???°???????? ???µ ???°?±?»?????°?µ??????. ???°?»?????? ???? ?????µ???°???????? ?¦?? ? ?¤ ?? ?±?°???????????????? ???µ???????????? ?? ???µ???????µ ?????° ???µ???????° ?? ?????µ?????µ?? ?????µ???????°?µ?? 300 ???»????. ?????±., ?° ?? ???°?????µ ?? ?????µ?????µ?? ???¶?µ ?????µ???????°?µ?? 500 ???»????. ?????±. ?? ???°?????????µ?????? ???µ???¶???????? ???° ???µ?????????????? ??????????????. ?????? ???????? ?????µ???????µ ?? ???µ?????°???????µ ?·???°???µ?????? ?????????°?????????? ?»???????????????????? ???°?????????? ?????µ???????°???? ???????°???????»?µ???????µ ???????????°?»???????µ ????????????.
???·?°?±???????????????? ???????±?»?µ?????? ?????????????? ?»???????????????????? ?? ?µ?µ ???»?????????µ?? ???° ???????»????????, ?¦?? ? ?¤ ?? ???µ?????°?»?µ ???°???°?» ???¶?µ?????????°???? ???????µ???°???????? ?????»??????????. 28 ???µ?????°?»?? 2011 ???????° ?????µ???????µ ?? ???µ???°?±???? 2008 ???????° ?±???»?° ???????????µ???° ?????°?????° ???µ???????°?????????????°??????, ?° ?????µ?????µ ?? ???µ?? ?????µ?»?????µ???? ?? ???????????µ ?????°?????? ???? ?????µ???°???????? ?¦?? ? ?¤. ???? ???µ???????µ?µ ???????????µ?????µ ?????°?????? ?±???»?? ?????µ???? ???µ?±???»???????? - ?????µ???? ???° 0.25 ?????????µ?????????? ???????????°. ???»?? ?????°?????µ??????, ?? ?????????µ 2008 ???????° ?????°?????° ?????° ???°?·?° ???????????°?»?°???? ?????°?·?? ???° 1 ?????????µ?????????? ??????????. ?????????????µ???µ?????? ?? ???·???µ???µ?????????? ?????°?????? ???? ?????µ???°???????? ???°?????° ? ??????????, ?? 1 ???°?????° ?????????????»?????? ?????????°???????? ???±???·?°???µ?»???????? ???µ?·?µ???????? ???»?? ?±?°????????, ?????? ???°???¶?µ ?????µ?µ?? ???????µ?? ???µ?»???? ?????????°???µ?????µ ???·?±?????????????? ?»???????????????????? ?±?°?????????????????? ???µ?????????°. ???? ???°?????µ???°?? ?????????µ???????? «? ????-?????°?»?????????°», ???»?? ???????????µ???????????? ?????????? ???±???·?°???µ?»???????? ?????????°???????°?? ???????????????????? ?±?°?????°?? ?????????µ?±???µ?????? 45-50 ???»????. ?????±., ????, ?????????????°?? ???°???????°?± ???·?±?????????????? ?»???????????????????? (?±???»?µ?µ 0.7 ?????»??. ?????±.), ???°???????µ ???µ???????????? ?¦?? ? ?¤ ???µ ?????????µ?????? ?? ???µ?????µ?·?????? ???·???µ???µ???????? ?? ???????° ??????????, ?????????µ?µ, ???????????»?????????µ???????? ???°???°?????µ??.
???µ???????????? ???° ?±???»???????? ???±???µ?? ?»???????????????????? ?? ?±?°???????????????? ?????????µ???µ ?? ???µ?»????, ?? ???????°???µ ???????? ?±?°???? ?????µ ?¶?µ ???°?????????» ?????????°???????? ?»????????????????????. ???° 1 ???µ?????°?»?? 2011 ???????° ?????? «? ???????§ ?¦??????? ????????» ?±???» ?µ?????????????µ???????? ???°???????????µ?»?µ?? ???±???·?°???µ?»???????? ?????????°?????????? ?»???????????????????? ?¦?? ? ?¤.
???° 1 ???µ?????°?»?? 2011 ???????° ???µ?????? ?±?°???????? ?????µ?»?? ?????µ???? ?????·?????µ (???µ???µ?µ 20%) ?·???°???µ?????? ?????????°???????° ???????????µ???????? ?»????????????????????, ???????? ???µ?????? ???°?·?°?? ???°?????? ?±???»?? 10. ?????? ???????? ?? 61 ?±?°?????° ?·???°???µ?????? ???°?????????? ?????????°???????° ???°?????????????? ?? ?????°???°?·?????µ 20-30%. ???µ?????????????µ ?·???°???µ?????µ ?????????°???????° ???µ???????µ?? ?»???????????????????? ???° 1 ???µ?????°?»?? ???°?±?»?????°?»?????? ?? 80 ?±?°????????, ?????? ?±???»?????µ, ???µ?? ???µ?????? ???°?·?°?? (70 ?±?°????????).
???????»?µ???????°?????µ ???????????»??, ?????? 20 ?±?°???????? ?????????????µ???µ?????? ???????????????°???? ???µ??????????, ???°?? ???????????µ????????, ???°?? ?? ???µ???????µ?? ?»????????????????????.
? ?µ?·???»?????°???? ???µ???????????° ?????????µ???µ?»??????????????, ?????? ?? ???????°???µ 2011 ???????° ???? ???????????? ???°???°???µ?????°?? ?????????°?????? ?? ?»?????????????????????? ?·?°???µ?????? ???»?????????»?°????, ???????? ?±???»?? ???¶?????°?µ?????? ???????¶?µ?????µ ?????????°?????????? ?»????????????????????. ?????????µ???? ?»???????????????????? ????-?????µ?¶???µ???? ???°?????????????? ???° ?????µ???? ?????????????? ???????????µ, ?? ?????¶???? ???°?¶?µ ???????°?????? ???????????????? ?? ???????·?????µ ???·?±???????° ?»????????????????????.
29
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3977.80
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4304.92
20276.55
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3547.23
2
1723.25
2
4572.38
1848.82
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2513.47
3
144.45
77
1344.61
122.86
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1825.60
4
754.99
6
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1639.90
5
1648.56
3
2185.58
2038.07
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1495.26
6
360.06
10
1045.12
290.85
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959.93
7
158.83
57
1078.46
165.62
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957.12
8
1042.48
4
900.87
988.39
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912.43
9
298.78
14
499.23
194.84
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759.85
10
52.93
612
305.12
69.03
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675.03
11
15.25
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691.82
22.16
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650.18
12
976.11
5
586.53
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131.77
194
120.24
121
127.09
118.00
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113.21
293
116.12
135
118.45
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108.31
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48.82
649
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105.95
367
55.14
589
104.96
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103.45
389
91.54
262
103.03
89.05
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100.58
417
53.88
601
98.60
68.78
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99.43
437
74.30
411
100.14
80.95
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94.16
480
58.69
547
92.70
77.30
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87.40
560
47.98
652
79.65
42.06
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87.03
568
81.45
348
81.11
79.71
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84.61
587
53.54
605
96.67
52.68
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83.28
607
36.04
760
85.12
43.85
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81.53
619
54.18
597
77.79
55.83
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80.92
627
43.33
691
94.76
51.69
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79.36
651
57.21
561
83.75
53.10
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76.81
680
78.98
373
67.74
76.82
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74.33
708
65.08
482
71.42
66.95
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72.21
737
35.46
766
77.54
33.61
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69.31
771
27.13
841
71.24
31.53
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68.19
784
32.48
798
70.12
41.04
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68.05
787
50.78
628
66.37
42.98
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66.08
800
54.05
599
60.47
48.87
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61.45
833
62.63
508
72.05
64.64
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59.26
851
40.51
717
69.43
56.40
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?????°?»?????????µ???????? ?±???»?»?µ???µ???? / ???°?????????????°?? ?????????µ???° ? ??????????: ???µ?????µ???????? ?? ?????????????·??
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55.34
38.51
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56.60
863
50.30
631
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56.36
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36.37
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65.36
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56.19
865
27.63
836
60.30
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56.13
866
90.40
270
58.25
93.34
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58.45
25.74
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55.58
582
57.15
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53.82
877
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28.82
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148.78
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886
43.72
689
57.29
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479
50.88
56.41
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63.17
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29.04
830
57.94
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2009 ??????
2008 ??????
2007 ??????
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595
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447
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33
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